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Description
Terms of Use for my premade backgrounds:

These backgrounds are only for private use -
NO commercial use allowed.
Credit me in your description with a link back to the original premade background.
You must leave me a comment with a link to the deviation you've created.
I really want to see it.
BE CREATIVE! These backgrounds are made for you to use in photo manipulations - a border around my premade, a texture overlay, simply changing the color, etc. are only minor changes!
Do not post my stocks on your site as they are.
Do not take credit for my work or sell it anywhere!
You may use your artwork on your private site, but you still have to follow the rules as mentioned!
Last not least -
HAVE FUN!!!

Credits :

cross ... bought from PNG Tubes [link]

brushes ... Rons Steam and Smoke brushes - bought from DAZ 3D [link]

foreground ... digitalmedia.fws.gov / John and Karen Hollingsworth [link]

background ... oreground ... digitalmedia.fws.gov / Hillebrand Steve [link]

Description
Terms of Use for my premade backgrounds:

These backgrounds are only for private use -
NO commercial use allowed.
Credit me in your description with a link back to the original premade background.
You must leave me a comment with a link to the deviation you've created.
I really want to see it.
BE CREATIVE! These backgrounds are made for you to use in photo manipulations - a border around my premade, a texture overlay, simply changing the color, etc. are only minor changes!
Do not post my stocks on your site as they are.
Do not take credit for my work or sell it anywhere!
You may use your artwork on your private site, but you still have to follow the rules as mentioned!
Last not least -
HAVE FUN!!!

Credits :

cross ... bought from PNG Tubes [link]

brushes ... Rons Steam and Smoke brushes - bought from DAZ 3D [link]

foreground ... digitalmedia.fws.gov / John and Karen Hollingsworth [link]

background ... oreground ... digitalmedia.fws.gov / Hillebrand Steve [link]