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Published: 2011-10-18 04:29:21 +0000 UTC; Views: 4547; Favourites: 102; Downloads: 24
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So you took out student loans to pay for your BA in Philosophy. But you dropped out. Now you're in fucktons of debt with a degree you didn't even earn and couldn't use even if you got it. Who is at fault? Clearly not you!THE RICH PEOPLE. YEAH. IT'S SO THEIR FAULT FOR YOU NOT BEING ABLE TO PAY OFF A STUDENT LOAN YOU SHOULDN'T HAVE TAKEN OUT BECAUSE YOU COULDN'T HAVE EVER AFFORDED IT.
Seriously, looking at the pictures of the "I am the 99%" people was like looking at a gallery of the most entitled fuckwads on the planet. Don't take out loans you know you can't afford to pay back and don't blame people for your poor life decisions. DUH.
NOTE: I know some situations you can't predict. Family member gets cancer, bills stack up, shit happens. I'm talking about taking out loans to buy houses you KNOW you can't afford and using credit cards to buy shit you don't need to survive and KNOW you can't afford. Self made disasters if you will.
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Comments: 117
littlesunshinelily [2019-10-10 07:16:25 +0000 UTC]
oh no! the poor billionaires who got their fortunes by being born into families that used to own slaves and exploited the working class and have more money than they could ever use are being attacked by the big huge meanie working class folks with teeth literally rotting out of their skull because they can't afford the dental plan, who want to live in a house that doesn't have mould growing in the walls!
if you earned $5000 a day from when Christopher Columbus stepped his big cuntwad boots into the Americas to today, you still wouldn't have even a billion dollars. jeff bezos' exploitation of his workers is well known and he's making about a billion dollars per week, and it's more than he'll ever be able to use.
you wrote down that people are taking out millions of dollars for student loans because they can't afford to go to college/university for a degree for a well-paying job, drop out due to the stress, and then have to pay it all back while searching for a job all the while with much fewer qualifications than you were planning for, and didn't realise the game is stacked against you, against the working class?
but yeah, the working class is a bunch of entitled fuckwads because hey! living in a house that won't kill us and having food that has actual nutritional value and not dying of hypothermia or starvation is just like, omg, so like, fuckin entitled, like.
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ShoutToTheTop [2019-02-11 19:19:56 +0000 UTC]
Many people working on Wall Street are decent and nice people if you speak to them. The heads of large corporations don't define everybody there, and maybe if people would actually talk and get to know each other without complaining about the other's money, we could let go of this petty class status thing and be more connected as people.
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ACommissionReviewer [2016-04-26 15:13:21 +0000 UTC]
I can't believe you're trying to defend the people on Wall Street.
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KrisCynical [2015-07-01 14:02:08 +0000 UTC]
If you don't come from a rich family then what the hell are you supposed to do to go to school in this country? Not going to college is basically a death wish for success nowadays. I'm so tired of seeing people blame the middle and lower class for their financial problems as though everybody would be rich if they just "made better life decisions" or worked harder, all the while defending the crooks who got us in to this mess to begin with. If a person is laid off of their job, it certainly isn't due to their own "poor life decisions".
If you think the Occupy movement was simply begrudging the wealthy for being wealthy, you don't understand what it was about at all. Wall Street was the reason the economic collapse of September of 2008 happened in the first place out of complete and total blind greed and not giving a damn about how much collateral damage happened so long as their bottom line was fat and happy.
Of course not all wealthy people are crooks and slime bags, but the ones the Occupy movement was against absolutely were.
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KrisCynical In reply to Rebelspecter7 [2016-09-15 14:10:08 +0000 UTC]
So you resurrected a comment that was over a year old to basically ignore what it said.
Wall Street didn't take responsibility for what they did. That's why the Occupy movement happened. The middle and especially lower class had no responsibility for the things the Wall Street banks did that were ultimately the tipping point of the economy tanking in 2007, yet the Wall Street banking execs got away scot free — not a single one did any jail time despite being caught red handed — while the rest of the populace was punished.
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KrisCynical In reply to Rebelspecter7 [2016-09-27 14:08:58 +0000 UTC]
The lower and middle classes took out those mortgages because the bankers told them they could afford it. A primary function of a mortgage banker is to guide people through the process and find a loan that suits the client's needs since most people don't understand the ins and outs of financial investments and real estate, so the people trusted said bankers were telling them the truth.
In some cases the bankers didn't bother to tell them what could happen with a non-fixed interest rate (that it could go through the roof with no warning, which is what happened and caused once manageable payments to explode in size practically overnight). In other cases the bankers outright lied in telling them they could afford it when they knew good and well that the people wouldn't be able to keep up with the payments.
The banks wanted people to default because those bad debts could then be written off to the bank's benefit. Banks started selling these bad debts to each other for profit (in a way I can't adequately explain because I'm not a financial expert) that is common for debt collection agencies. When that all got out of hand is when the "sub prime mortgage collapse" happened, which then caused the whole economy to go into a tail spin.
So the root cause of the economic crash was the greed of Wall Street banks/bankers, yet not a single one of them faced jail time. They got an unregulated bailout by W Bush which they then used to give themselves huge bonuses instead of fix their internal problems (because there were no restrictions on usage of the money), which again none of them were punished for. They didn't get their shit together until the second bailout by Obama, and it only happened then because every single cent was accounted for with strict rules as to what it could be used for.
That is why people were (and still are) angry, and that's why Occupy Wall Street happened. The lower and middle class weren't completely blameless, of course, (although I stand by my original statement that they aren't responsible for the actions of the banks/bankers) but to act as though they share equal responsibility with Wall Street banks/bankers is ludicrous. I think dividing the blame by 90/10 would be too generous to the banks. The lower and middle class were the victims by far, because they were the ones that ended up homeless with destroyed credit scores. Add to that the fact that the lower and middle class were the ones most severely affected by the economic crash as far as losing their jobs and they have every right to be angry at the top dogs that caused the whole mess.
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LadyClassical [2015-05-29 05:48:48 +0000 UTC]
This is exactly what I think is the problem. I knew a lot of kids like this in high school. They think that they're entitled to whatever they want. They don't realize that they could be more successful if they worked harder!
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DuskSherd [2015-05-18 01:26:37 +0000 UTC]
Yes, of course. Go to school and get a job. But school is so expensive. Take out loans. Saddle yourself with debt you're going to spend your entire life paying off. Meanwhile, most of the people on wall street got there by way of favoritism and nepotism. Such an awesome stamp.
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KrisCynical In reply to DuskSherd [2015-07-01 13:47:44 +0000 UTC]
If I'm reading your tone correctly, THANK YOU. I'm so tired of this "BOOTSTRAPS!!!" mentality of blaming those with financial problems for having them because of "poor life choices" and other nonsense. For example, a friend of mine works for freaking PIXAR as a character animator and yet she still can only BARELY swing her student loan payments because they're almost $700/mo.!
Wall Street execs are the majority reason why the economic crash happened in September of 2008, but people like the OP never seem to acknowledge that fact or the fact that the protests weren't against said execs because they're wealthy but rather because of their irresponsible, reckless, predatory, unethical business practices. Yes, some people are in the situation they're in due to preventable circumstances, but not the majority.
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MissMuffinTop [2015-03-31 11:46:40 +0000 UTC]
Man, I thought Christians were against usury, but you're over here standing up for usurers? The fuck is this.
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AgileRhino [2015-01-15 14:38:56 +0000 UTC]
Interesting discussion to be found here.
I'm sure a lot of people did take out bigger loans than they would ever be able to repay, but I'm leaning toward the side that says we're in this mess mostly because of the 1% whipping out their wallets in front of each other just to see whose is bigger.
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Insanity123 [2014-08-03 17:25:13 +0000 UTC]
"THE RICH PEOPLE. YEAH. IT'S SO THEIR FAULT FOR YOU NOT BEING ABLE TO PAY OFF A STUDENT LOAN YOU SHOULDN'T HAVE TAKEN OUT BECAUSE YOU COULDN'T HAVE EVER AFFORDED IT." - So what should these people have done? Not go to University because they don't come from a rich family who can pay to put their kids through Uni? Luckily I live in Scotland and we don't have this primitive system of paying literally thousands to go to University.
It's so funny to me that so many Americans continue to cheer on the people who care only for greed and don't give a good fuck about anyone who isn't in their social class. No wonder the rest of the world thinks you're a country filled with morons. Iceland did the right thing by putting the people in their country, who willingly contributed to the crash, in jail.
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TheFreebornFanatic [2014-03-07 04:55:12 +0000 UTC]
You're a fool if you think everyone at Wallstreet even deserves that money.
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AvantGardePony [2014-01-12 20:25:28 +0000 UTC]
More like you worked hard and got that BA but the p.o.s. CEO sends his jobs overseas to make a bigger profit, rather than hiring domestically, becuse then he's actually have to pay his employees what they are worth- which would mean either firing other employees (the usual tactic) OR paying himself less so that he's actually closer to what HE'S worth (NEVER gonna happen.)
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AvantGardePony In reply to AvantGardePony [2014-01-12 20:31:02 +0000 UTC]
because* he'd*
Good lord, all the typos.
Also, like to add, I'm not claiming this happened to me. I never went to college. I also don't blame rich people for my problems directly, but I know full well that if they weren't so inhumanly greedy then things would be better. These days people don't care about doing what's right, they just care about doing it cheaper to make the most profit possible. That is what is turning this country to shit. We offer subpar products, because they're cheaper, we hire labor over seas, because it's cheaper, we do all this stupid crap, and it's all so that big assholes can get bigger. They do not need that much money. Their families will never be able to spend that much fucking money. Meanwhile people are suffering IN THIS COUNTRY, because of a lack of jobs, when really, it's a lack of hiring. The jobs are there, but employers would rather be slave drivers than pay a person what their work and time is worth, and even if the pay rate is right, the hours are complete shit because the greedy sonsofa' won't pay up for insurance.
It is disgusting, and greedy people ARE to blame for it.
P.S.
dA, give us friggin edit ability for comments already. Posting multiples just to add or edit is friggin ridiculous!
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GoddessSpiritwolf In reply to AvantGardePony [2014-02-07 21:13:32 +0000 UTC]
I agree with everything you just said.
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Ghoti657 [2014-01-11 09:21:30 +0000 UTC]
Meh… the fact the wealthy gained so much wealth and yet our (in the US) wages remained stagnant the last 30 years is pretty jacked up. I am not saying we should bail people out, but a CEO is not worth 800 times as much as a desk worker. There was an economic boom all through the 90s-2008 with the information revolution (with the exception of the tech bubble bust) and the "hard working" shareholders gained and everyone else stayed the same while inflation rose.
And the economy collapses, and unemployment rises, and nobody wants to get a minimum wage job because they are usually not worth it… Most have little room for promotions, and yada yada yada, unemployment checks pay more because they have risen with inflation, but normal wages haven't, so people want to do nothing…
Basically something has gotta give…
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KyzerKech [2013-10-04 22:02:22 +0000 UTC]
f*ck yea. my ex was all about occupy wallstreet, I'm all you do realize you are supporting lazy people right? -.- she didn't believe me til we were homeless because she wouldn't f*cking work.
she still doesn't believe me coz baww its my opinion XD
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AvantGardePony [2013-03-18 02:39:11 +0000 UTC]
Define"worked" in "Worked all their lives" please?
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Ghoti657 In reply to AvantGardePony [2014-01-11 09:45:28 +0000 UTC]
It probably means:
a)
invented a computer program back in the 70s/learned how to program back in the day, worked for google or microsoft "full time (screwing around in the office doing actual work, which 90% of the time is fixing there own mistake, maybe 3 days a week)" and then became shareholders
example
Paul Allen en.wikipedia.org/wiki/Paul_All…
b)
inherited a business… from your grandpa who had good ideas, then sent the jobs to China and increased the profits by decreasing the wages of "entitled useless employees".
example Mark Rockefeller
en.wikipedia.org/wiki/Mark_Roc…
c) joined a consulting group and then showed a company how to increase their profits by evading taxes, and getting into emerging markets, and got elected CEO; did things… made more money
examples
Mitt Romney
en.wikipedia.org/wiki/Mitt_Rom…
Marvin Bower
en.wikipedia.org/wiki/Marvin_B…
ORRR use your power as CEO to manipulate world markets in your favor
example
George Soros (he literally crashed the British Pound on September 16th 1992… forcing them (the Bank of England) to withdraw from the market; and made 1 billion pounds in one day by short selling the UK's currency (he is lucky it was "legal", 100 years ago that probably would have been an act of war lol))
en.wikipedia.org/wiki/George_S…
d) sold drugs and killed people and intimidated your way to the top, corrupted officials in Latin America, and the American Southwest, committed crimes against humanity so that people would be afraid of you… and do most of this in a country without the death penalty (MEXICO) so that way, the worst that can happen is you get arrested on like what 20,000 counts of murder, is get life in prison, and then you get to pay off a guard, or a judge, or something, and then "break out"…
examples
Joaquin Loera (he is on Forbes)
www.forbes.com/profile/joaquin…
So, ya real hard-working individuals we should all aspire to be. I guess Mitt Romney and Paul Allen aren't that bad (I mean… they didn't kill people or almost destroy nations)… but the rest… lol.
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Orangecraz In reply to Ghoti657 [2014-03-01 03:05:01 +0000 UTC]
You forget the guys who got there legitimately. yes there are people who do bad things because they happen to be rich, but not all of them were. And besides, If you occupy wall street, you wont impact the rich. You impact the rest of the individuals working for Wall Street.
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Ghoti657 In reply to Orangecraz [2014-03-01 03:12:42 +0000 UTC]
Ya, and… do you know how much a stockbroker working on Wallstreet with differentials makes (200-400k and some of them screw their individual clients because they also get paid by the companies for selling their stocks)? Anyways, lol, I am not occupying wall street, I am just saying that most extremely successful people didn't get there by being honest or caring at all about people they don't know.
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Orangecraz In reply to Ghoti657 [2014-03-23 23:13:51 +0000 UTC]
Ok, I don't know the whole story. Sue me.
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Ghoti657 In reply to Orangecraz [2014-03-24 01:44:27 +0000 UTC]
mmmkay maybe I will . Pay me moneys now
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Orangecraz In reply to Ghoti657 [2014-03-24 02:00:45 +0000 UTC]
*Throws a bag of gold and runs*
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Ghoti657 In reply to Orangecraz [2014-03-24 02:06:55 +0000 UTC]
lol.
*Sombra grabs the money* *where to go?...* Amsterdam ...
That icon is just too pervy and silly.. it is awesome haha
I agree with you a little... There are some legit stock brokers on Wall Street... but there's a serious conflict of interests because they are paid by the same silly fail companies they are selling stocks for.
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AvantGardePony In reply to Ghoti657 [2014-01-12 20:23:35 +0000 UTC]
Yeah. That's kinda what I figured, too.
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Desert-Eagle-MLP [2013-03-12 02:18:50 +0000 UTC]
Oh boy. Opinions everywhere. It seems the ones implicitly disagreeing with you are simply saying 'you're wrong' instead of describing WHY you're wrong.
I sort of agree with you. And most occupiers are stupid. However, there is a minority of non-idiotic occupiers, Unfortunately, the intelligent occupiers are few and far-between. Like intelligent One Direction or Twilight fans.
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liberator7 [2012-11-18 15:04:28 +0000 UTC]
Yeah, an entire generation of self-centered, self righteous assclowns who, using fraud and other peoples money, are responsible for fucking up the global economy, who had everything handed to them bitching about how they dont have enough sickens me too.
Of course, I mean Wall Street. You wanna' bitch about a group of entitled bastards? Bitch about them, at least Occupy doesnt use idealogue pandering whores to block the facts of any given situation.
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xghfthfgxn [2012-11-13 05:32:05 +0000 UTC]
The 1% are the ones who made "50 Shades of Grey"a bestseller.
The 1% keep making "Transformers" sequels and hogging all the advertising space.
The 1% make reality TV shows about themselves.
The 1% publish article about celebrity scandals when there is real suffering in the world
The 1% make getting married, having babies and getting divorced seem glamorous.
So who's really making poor life decisions?
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Desert-Eagle-MLP In reply to xghfthfgxn [2013-03-12 02:11:56 +0000 UTC]
So, middle-aged women, Michael Bay, the cast of Jersey Shore, tabloid producers, and the Kardashians are the 1%?
Wrong.
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xghfthfgxn In reply to Desert-Eagle-MLP [2013-03-12 06:57:23 +0000 UTC]
The cast of Jersey Shore didn't make the show, they just appeared in it. Plus, have you seen how the Kardashians live?
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Desert-Eagle-MLP In reply to xghfthfgxn [2013-03-13 06:08:13 +0000 UTC]
Fine. Replace the Jersey Shore cast with Tila Tequila, and replace the Kardashians with Britney Spears.
You're still wrong.
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xghfthfgxn In reply to Desert-Eagle-MLP [2013-03-13 06:58:31 +0000 UTC]
But who was it that funded their stardom?
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Desert-Eagle-MLP In reply to xghfthfgxn [2013-03-15 00:01:35 +0000 UTC]
The Hollywood types, who are in the 20-50% range, and not the 1%. The 1% are professional athletes and doctors and lawyers and government workers and the like. Not reality TV producers that, you should remember, get very small budgets in terms of TV production.
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Desert-Eagle-MLP In reply to El3ctro-Mess [2013-03-12 02:12:59 +0000 UTC]
[citation needed]
If you're going to be an arrogant elitist passive-aggressive twatwad, at least explain your faulty reasoning.
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El3ctro-Mess In reply to Desert-Eagle-MLP [2013-03-12 11:09:29 +0000 UTC]
I wasn't trying to get in a fight. I have no intention.
But I have been on the 99% side.
Actually we all are.
I have seen it.
I don't know.
I think it is silly how someone can have that much money.
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Desert-Eagle-MLP In reply to El3ctro-Mess [2013-03-13 06:06:11 +0000 UTC]
The OWS movement is from people who want to leech off of the people who would be negatively affected by the income redistribution, as opposed to the multi-billionaires who will hire lawyers to get them OUT of the wealth redistribution government programs. They don't think these things through and just want free money for nothing.
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El3ctro-Mess In reply to Desert-Eagle-MLP [2013-03-13 10:48:26 +0000 UTC]
I have actually heard many sides of the story.
It is silly to think there is only one reason for it.
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